Some people think it does not really matter where they buy their insurance. But this
misconception could be costing them money, service & protection. Buying insurance
is not like buying bread or milk. Insurance is an important safety net for your family,
your home, your car & your business. Do not treat the purchase lightly!
There is a difference in where you buy your protection. Many people do not realize
there are four sources for insurance:
- Captive Agents - Sell consumers the insurance of only one company.
- Telephone Representatives - Offer consumers the insurance of one company and only via
the telephone.
- Internet Sites - Consumers can fill out an application online and get an insurance quote
without any help or direction from a qualified professional.
- Independent Insurance Agents - Represent an average of eight insurance companies
and research with these firms to find consumers the best combination of price,
coverage & service.
Your Independent Insurance Agent:
- is a licensed professional with strong customer and community ties.
- provides excellent service and competitive prices because he or she can access
the insurance coverage from more than one company.
- Unlike other agents, it is not beholden to any one company; thus,
policyholders do not need to change agencies as your insurance and service
needs change.
- Assists policyholders when they have claims.
- Is a consumer's consultant, working to determine the consumer's needs.
- Offers consumers a choice of insurance plans and programs.
- Is a value hunter who looks after the consumer's pocketbook in finding the best
combination of price, coverage & service.
- Offers one-stop shopping for a full range of products - home, renters, auto,
business, life & health.
- Can periodically review a policyholder's coverage to keep up with changing
insurance needs.
- Treats policyholders like a person, not just another number.
Customer satisfaction is the key to an independent agent's livelihood. So, serving
policyholders is an independent agent's most important concern.
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