425 New Karner Road
Albany, New York 12205
(518) 869-8106
Fax (518) 869-8525
Albany, New York 12205
(518) 869-8106
Fax (518) 869-8525
Avid Insurance Agency, Inc.
ATV Insurance
We know you love your all-terrain vehicle, or ATV, whether you're a rancher, hunter, or trail
rider. We also know that you want to be covered if your ATV is stolen or badly damaged, and
proper ATV insurance coverage can help protect your investment.
Many states require ATV insurance for vehicles operated on state-owned land, and your
homeowners policy might not cover you if you ride off your own property. That's why ATV
insurance coverage is especially important.
We can provide you with a variety of ATV insurance coverages, including:
Comprehensive
In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV
if it's caused by an event other than a collision. For instance, if your ATV is damaged by fire,
theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just
pay the deductible you selected, and your ATV insurance will cover the rest.
Collision
Collision pays for significant physical damage to your ATV if you hit another ATV, a tree, a
parked vehicle, a big rock, a stump, a fence post, or other obstacle. You just pay the
deductible you selected, and your Collision coverage will pay for the rest. Due to the rough
nature in which many ATVs are used, Collision does not provide coverage for scrapes,
scratches, minor dings/dents, and other cosmetic/non-structural damage.
Bodily Injury & Property Damage Liability
ATV insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries
to people or damage to property caused by your ATV. Liability coverage also protects your
assets, up to the limits you choose.
Uninsured/Underinsured Motorist
If the person at fault for an accident doesn't have insurance — or doesn't have enough
insurance — Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and
damages you suffer that the at-fault party is legally liable for, such as medical treatment and
lost wages. You simply select the amount of ATV insurance coverage you want, and you're
protected up to those limits.
Get an ATV Insurance Quote
You want to choose the right ATV insurance company for your needs, and we make sure to
provide you with the necessary information to make the right decision today, tomorrow, or
whenever you're ready. Our ATV insurance options are convenient and easy. We'll help you
with ATV insurance quote every step of the way, too.
Contact us for a quote today! (518) 869.8106 or email us at info@avidins.com.
How to Keep ATV Insurance Rates Low
Several factors can affect your ATV insurance rate. You may not be able to control them all,
but there are a few things you can do if you have ATV insurance coverage and want to keep
your rates low:
Ride carefully.
If you have violations on your driving record or claims on your ATV insurance policy, your
rates will be higher.
Choose your ATV carefully.
ATVs with higher displacement, or those that are considered more aggressive machines,
typically cost more to insure based on the history of claims for those vehicles.
Buy More ATVs.
You'll receive a discount if you insure more than one ATV on your policy.
We know you love your all-terrain vehicle, or ATV, whether you're a rancher, hunter, or trail
rider. We also know that you want to be covered if your ATV is stolen or badly damaged, and
proper ATV insurance coverage can help protect your investment.
Many states require ATV insurance for vehicles operated on state-owned land, and your
homeowners policy might not cover you if you ride off your own property. That's why ATV
insurance coverage is especially important.
We can provide you with a variety of ATV insurance coverages, including:
Comprehensive
In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV
if it's caused by an event other than a collision. For instance, if your ATV is damaged by fire,
theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just
pay the deductible you selected, and your ATV insurance will cover the rest.
Collision
Collision pays for significant physical damage to your ATV if you hit another ATV, a tree, a
parked vehicle, a big rock, a stump, a fence post, or other obstacle. You just pay the
deductible you selected, and your Collision coverage will pay for the rest. Due to the rough
nature in which many ATVs are used, Collision does not provide coverage for scrapes,
scratches, minor dings/dents, and other cosmetic/non-structural damage.
Bodily Injury & Property Damage Liability
ATV insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries
to people or damage to property caused by your ATV. Liability coverage also protects your
assets, up to the limits you choose.
Uninsured/Underinsured Motorist
If the person at fault for an accident doesn't have insurance — or doesn't have enough
insurance — Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and
damages you suffer that the at-fault party is legally liable for, such as medical treatment and
lost wages. You simply select the amount of ATV insurance coverage you want, and you're
protected up to those limits.
Get an ATV Insurance Quote
You want to choose the right ATV insurance company for your needs, and we make sure to
provide you with the necessary information to make the right decision today, tomorrow, or
whenever you're ready. Our ATV insurance options are convenient and easy. We'll help you
with ATV insurance quote every step of the way, too.
Contact us for a quote today! (518) 869.8106 or email us at info@avidins.com.
How to Keep ATV Insurance Rates Low
Several factors can affect your ATV insurance rate. You may not be able to control them all,
but there are a few things you can do if you have ATV insurance coverage and want to keep
your rates low:
Ride carefully.
If you have violations on your driving record or claims on your ATV insurance policy, your
rates will be higher.
Choose your ATV carefully.
ATVs with higher displacement, or those that are considered more aggressive machines,
typically cost more to insure based on the history of claims for those vehicles.
Buy More ATVs.
You'll receive a discount if you insure more than one ATV on your policy.
| ATV Insurance |